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Extended protection packages

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Yesterday I ordered the Sony a7iii camera body.  As I was ordering it, several levels of insurance policies were offered, which I did not buy as money is tight.  My question is whether I should have bought one of them.  First camera, so not sure what is the norm.

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If, after the coming two or more years, you never dropped or soaked your camera, and didn't let it get stolen either, then you obviously did the right thing. As with all kinds of insurance, you're betting against the odds.

If you consider yourself to be more diligent than most other people, then you can skip the insurance. If your diligence is subpar, then you probably should have one. In the latter case, being on a tight budget would even be a strong argument in favour of having an insurance, since you couldn't afford to simply replace a broken camera.

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I think i will buy some protection. Money is tight because I am starting with nothing, and have to get everything so factoring in a new lens, SD cards, battery charger, and what not, I think I will be broke.  

thanks again,

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